Schengen Visitor

Schengen Visitor

Are you visiting the Netherlands for a short period? And are you from a country that requires a Schengen visa? Then you will probably want to be insured to protect yourself from high unexpected costs. The OOM Schengen Visitor Insurance was developed for this purpose. The insurance offers a limited health insurance without medical acceptance. It also satisfies the requirements of the Schengen visa.

What is covered?

Besides the unexpected healthcare costs that are covered by the insurance, you also have the option to add additional insurance coverages like liability. More information on the coverage can be found in the coverage summary. The OOM Schengen Visitor Insurance does not cover any medical costs with respect to an illness or ailment that existed before the start date of the insurance. More information on the exclusions can be found in the OOM Schengen Visitor Insurance policy terms and conditions.

How much is the premium?

The OOM Schengen Visitor Insurance defines three age categories. These age categories determine the monthly premium, the excess and the maximum duration of the insurance as shown in the table below.

Age Premium per month Excess Maximum Duration

0 to 69 years



6 months

70 to 79 years



6 months

80 years and older  



3 months

The minimum premium is €25 per insured period.

You can choose to add the OOM dental cover and third party liability insurance for a surplus of the monthly premium of €19,50 and €5,45 respectively. If you need the third party liability insurance for 2 or more people, the monthly premium will be increased by €10,89. You can easily calculate your premium online. You can also apply directly for the OOM Provisional Residence in the Netherlands.