Provisional Residence in the Netherlands Insurance

Provisional Residence in the Netherlands Insurance

Are you in the Netherlands with an Authorization for Temporary Stay? Are you waiting on a residence permit? If so, you cannot apply for the Dutch basic health insurance. However, you probably still want to be insured over this period. The OOM Provisional Residence in the Netherlands Insurance is specially developed for this purpose. The insurance offers a comprehensive coverage for medical costs and meets the requirement for the MVV visa.

What is covered?

Besides the medically necessary costs that are covered by the insurance, you also have the option to apply for additional insurance coverages likedental care (OOM Dental cover) and third party liability insurance. More information on the coverage can be found in the coverage summary. Information regarding the exclusions of the health and dental insurance can be found in the policy terms health/dental cover. If you would like to know what isn’t covered within the third party liability insurance, this can be found in the policy terms third party insurance.

Additional cover and excess

Besides the medically necessary costs that are covered by the insurance, you also have the option to apply for additional insurance coverages likedental care (OOM Dental cover) and third party liability insurance. More information on the coverage can be found in the coverage summary. Information regarding the exclusions of the health and dental insurance can be found in the policy terms health/dental cover. If you would like to know what isn’t covered within the third party liability insurance, this can be found in the policy terms third party insurance. 

Who can apply and how much is the premium? 

The OOM Provisional Residence in the Netherlands can only be applied for by someone with a Dutch nationality and a Dutch correspondence address. The insured however can be of every nationality. So in other words a friend, employer or family has to take out this insurance for you. The OOM provisional Residence in the Netherlands is available to you when you are younger than 70 years old and can be held up to 1 year. The premium you pay depends on your age. A distinction is made in three categories as is shown below. The categories and their corresponding premiums can be found in the table below.


 
Age Premium per month
0 to 39 years
€96.00
40 to 54 years
€135.00
55 to 69 years
€202.50
Transport of relatives to ill/injured person
€7,000.00

The minimum premium is €25 per insured period. You can choose to add the OOM dental cover and third party liability insurance for a surplus of the monthly premium of €19,50 and €5,45 respectively. If you need the third party liability insurance for 2 or more people, the monthly premium will be increased by €10,89. You can easily calculate your premium online. You can also apply directly for the OOM Provisional Residence in the Netherlands.