Privacy

Privacy and cookie policy

Privacy policy
Studentsinsured respects your privacy and will make every effort to protect it. Below, you can read how we handle your personal data. Personal data are processed by us in correspondence with the Personal Data Protection Act.

Processing your data
Your personal data are processed by Studentsinsured (part of AEGON) for the benefit of mediation in (insurance) agreements; mediation in the purchase and sale of private and corporate immovable property; for the performance of marketing activities; for the prevention of fraud against financial institutions and in order to comply with legal obligations.

Use of this site
We made fitting measures to secure your visit and use of our site and to prevent improper use. All persons who may become aware of the data on behalf of Studentsinsured, are bound to its confidentiality.
 
Special personal data

Based on the nature of the service, we sometimes require special data from you. For instance, these could be health related data when applying for certain financial services, such as a life insurance.
Another example are criminal data. In case of certain agreements, it is possible that questions are asked concerning the client's possible criminal past. We will only ask for criminal data relating to the past 8 years prior to the application for a financial service.

Consulting database Stichting CIS
In relation to a responsible acceptance policy, we can also consult your data at Stichting CIS in Zeist (Central Information System Foundation). The objective of this system is to control risks and prevent fraud. The privacy regulation of Stichting CIS applies. For this, see www.stichtingcis.nl.

New developments

The texts of this site and therefore this page can be modified by us in consideration of new developments, e.g. within the framework of our operational activities. We therefore recommend consulting this page regularly when visiting our site.

Third party internet sites

On the Studentsinsured internet site you will find hyperlinks to other third party websites. This page does not apply to those websites. Studentsinsured does not accept any responsibility concerning the accessibility and content of these websites and how these third parties deal with your personal data. Therefore, please read the privacy statement of the website you are visiting, if available.

Your rights
You can let us know that we are not allowed to use your personal data within the framework of marketing activities. In that case, we will make sure you are no longer approached for that purpose. You can let us know this in writing, addressed to Studentsinsured Antwoordnummer 1931, 2508 VD Den Haag. If you want to know whether all the data that we have of you are correct, you can make inquiries about this. In that case, we will have to provide you with an overview of your data within four weeks. You can make inquiries with us by sending a written request including a copy of your ID to the above-mentioned address.

Cookie policy
Studentsinsured is using cookies on her website. Cookies are also sometimes used via third party functions that are available on the websites. In the following document, Studentsinsured will inform you on the use of cookies on its website. The website of Studentsinsured uses cookies. We would like to explain to you:
•What cookies are
•Which cookies will be placed
•Why we are using cookies
•What types of cookies there are
•How you can switch off or remove cookies.
 
What are cookies?
Cookies are simple files that are sent along with the pages of our website and that are saved by your browser (the program that is providing you access to our website) on the device that you are using (computer, smartphone or tablet computer, for example). The information stored in the cookie is sent to our servers or to those of the third parties concerned (see below), as a result of which data can be exchanged.
 
Which cookies?
On the website, cookies are used via several functions:
i. Google Analytics cookies;
 
ii. Necessary cookies: cookies placed by Kröller Assurantiën B.V themselves or third parties and which are necessary in order to allow communication via the websites so that the service requested by you can be provided.

Why do we use cookies?

ome cookies make sure that certain parts of the website work properly and that your user preferences remain known. For example, when you apply for an insurance via the website, use the search engine on the website or complete a digital form.
Studentsinsured and/or the third party used will not collect personal data via this website, other than your IP address and the information that you give us yourself. The privacy policy applies to the personal data processed by Studentsinsured.
 
Why do we use third party cookies?
 
Google
Via our websites, cookies of American company Google Inc. are placed, as part of the Google Analytics service. We use these service to monitor and receive reports concerning the use of adverts in Google's search engine and how visitors use the website. This analytics service work by means of bits of code coming from Google itself. By means of this code, cookies are placed.
We did allow Google to use the obtained Analytics information for other Google services.
Google can provide the information obtained via cookies to third parties if Google is legally obliged to do so, or to the extent that third parties process the information on behalf of Google.
The information gathered by Google will be made as anonymous as possible. Google will transfer the information to servers in the United States, where it will be stored. Google declares that it complies with the Safe Harbor Principles and is associated with the Safe Harbor program of the U.S. Department of Commerce. This means that there is a fitting protection level for processing possible personal data.
We do not have any influence on how the data are used by Google and/or third parties. Read Google's privacy declaration (which can change regularly) to see what they are doing with your (personal) data that they are processing via these cookies.

How can you switch off or remove cookies?
Via your internet browser, it is possible to remove cookies manually. Or you can have them removed automatically when you leave the website. You can also set your internet browser in such a way, that you will get a message whenever a cookie is placed. And you can also set your internet browser in such a way that no cookies may be placed. In that case, you will not be able to use all features of our website, such as logging on. Are you going to switch off the cookies? This will only apply to the computer and browser on which you do this. Are you using more than one computer and/or browser? In that case, switch off the cookies on each computer.
For an instruction how to switch off or remove cookies, we would like to refer you to the FAQ page of the Meeùs customer service.
 
To conclude
The Studentsinsured website contain a number of links to other websites of organizations. We are not responsible for what they do with your data. We recommend reading the privacy statement of that website.
 
More information on cookies?
On the following websites you will be able to find additional information on cookies:
 - Cookie Law: "Cookierecht.nl"
 - Dutch Consumers' Association: "What are cookies?"
 - Dutch Consumers' Association: "What are cookies used for?"
 - Dutch Consumers' Association: "Removing cookies"
 - Dutch Consumers' Organization: "Switching off cookies"
 - Your Online Choices: "A guide to online behavioural advertising"

Changes in the cookie policy

Studentsinsured reserves the right to make changes to this policy. We recommend consulting this policy regularly, so that you are familiar with these changes. If Studentsinsured introduces a significant change in its cookie policy, it will ask your permission to use the cookies concerned (unless these cookies fall under the exceptions of the cookie legislation).
This Privacy and Cookie policy is a translation of the Dutch Privacy and Cookie policy. The text of the Dutch privacy and Cookie policy is always leading. You can find the Dutch version at www.meeus.com  This privacy and cookie policy was last reviewed on 23 january 2013.